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931.378.6627

Uninsured & Underinsured Motorist Coverage

Not Every Driver is a Responsible Driver.

As a safe driver, obeying street signs, speed limits, and always using your turn signals is simply part of the routine. And if you’re ever involved in an accident, your insurance policy typically keeps you protected.

Unfortunately, there are those on the road who don’t share the same safety precautions as you, and if you’re involved in an accident with a motorist without the right coverage, you may have to take care of any medical payments, damages, or any other expenses with money from your own pocket.

It’s Important to be Prepared for Everything

Uninsured/Underinsured Motorist Coverage gives you the assurance you need knowing that your medical expenses will be covered. In cases where the driver at fault does not have adequate liability to pay for your injuries and damages, you’ll be compensated for the amount in which you are legally entitled to – in regards to you, your passengers, and your vehicle. Uninsured/Underinsured Motorist Protection may also take care of property damage in some states.

Since Uninsured/Underinsured Motorist Coverage is a separate purchase from your typical Auto Insurance policy, it’s important to contact Hill Insurance to find out how you can be prepared for any situation on the road.

Our Location

Hill Insurance

2113 Decherd Blvd
Decherd, TN 37324
Main office: 931-378-6627
Fax: 931-962-9024

Office Hours:

Mon: 8:00 AM - 4:30 PM
Tues: 8:00 AM - 4:30 PM
Wed: 8:00 AM - 4:30 PM
Thurs: 8:00 AM - 4:30 PM
Fri: 8:00 AM - 4:30 PM
Sat: Closed
Sun: Closed

Our Providers

Testimonials

On my recent claim with The Hartford, Hill Insurance, bent over backwards to get me back were I needed to be. They have the best service in town. They are always there when you need them.
- Wes P
Hill Insurance has served my family and me with such courtesy and respect. Anytime, we have ever had a situation with insurance, car wreck or damage to our home, they have bent over backwards to assist us with any issue and always with a smile on their face
- Laura H
I saved over $400.00 a year on my car insurance by switching to Hill Insurance.
- Michelle M
The office staff at Hill Insurance is always there to help when you need them. I would never go anywhere else for my insurance needs.
- Stacey C