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931.378.6627

Boat Insurance

Cast Your Worries Aside.

For most people, owning a boat can be a dream come true. Whether you’re out on the water with friends or enjoying a relaxing day of fishing, your boat provides an escape from the daily grind.

With a Boat Owners Insurance policy from Hill Insurance, you can relax and enjoy your time away knowing that you’re properly insured. We offer many coverage options to keep you, your boat, and its passengers safe, specializing in insurance for the following marine vehicles:
  • Yachts
  • Performance Boats
  • Sail Boats
  • Bass Boats
  • Jet Skis
  • WaveRunners

What Can a Boat Insurance Policy Cover?

Unfortunately, accidents happen – even on the water. A specialized Boat Insurance policy covers your boat or personal watercraft, as well as its motor against potential loss due to:
  • Vandalism
  • Collision with another boat or object
  • Theft
  • Damage caused by uninsured or underinsured boaters
Your policy also extends to protect extra equipment attached to your boat such as anchors, oars, canopies, life preservers, and fuel tanks. Coverage for fishing equipment and personal property is also available.

In addition, Liability Boat Insurance can help pay for medical expenses or legal costs if you’re at fault in a boating accident. Coverage options include:
  • Bodily Injury payments
  • Damage to another’s property
  • Medical Payments
  • Guest Passenger Liability

Additional Coverage Options

At Hill Insurance, we make insuring your boat or personal watercraft easy and affordable by offering extended policy benefits like On-Water Towing and Roadside Assistance when traveling with your boat. You may also be eligible for money-saving discounts when you insure multiple watercrafts or combine your Boat and Auto policies. Even simple things like being an accident-free boater and completing a boating safety course can help you save money too.

It’s your passion, your dream. Protect that dream for years to come with the right insurance policy from Hill Insurance. Talk with one of our local insurance specialists today to learn more about Boat Owners Insurance.

Our Location

Hill Insurance

2113 Decherd Blvd
Decherd, TN 37324
Main office: 931-378-6627
Fax: 931-962-9024

Office Hours:

Mon: 8:00 AM - 4:30 PM
Tues: 8:00 AM - 4:30 PM
Wed: 8:00 AM - 4:30 PM
Thurs: 8:00 AM - 4:30 PM
Fri: 8:00 AM - 4:30 PM
Sat: Closed
Sun: Closed

Our Providers

Testimonials

On my recent claim with The Hartford, Hill Insurance, bent over backwards to get me back were I needed to be. They have the best service in town. They are always there when you need them.
- Wes P
Hill Insurance has served my family and me with such courtesy and respect. Anytime, we have ever had a situation with insurance, car wreck or damage to our home, they have bent over backwards to assist us with any issue and always with a smile on their face
- Laura H
I saved over $400.00 a year on my car insurance by switching to Hill Insurance.
- Michelle M
The office staff at Hill Insurance is always there to help when you need them. I would never go anywhere else for my insurance needs.
- Stacey C